Different...
Mortgages....
For most people, your home will be the largest single investment you will ever make, so making the wrong decision can become a very expensive mistake.
Taking the wrong mortgage can end up costing thousands extra over the lifetime of the loan, and what appears to be the cheapest on day one will not always prove to be so over an extended period of time.
Furthermore, to add to the confusion, there are now a bewildering number of mortgage types available to select from. We've written an overview of some of these in the accompanying pages.
Your home may be repossessed if you do not keep repayments on your mortgage.
Our charges can be structured in several ways. A processing fee of £99 will be charged. We may also charge a fee of up to 1% of the mortgage advance in cases where we do not receive commission from the lender or where any fee paid to us from the lender is due to be less than £500. This will be no more than £1500 and will be payable on application. We will also retain all commissions received from the lender. Either way will result in our fully disclosing our fees in an open and transparent manner.